Almost everyone needs or wants more money coming in, and with

this desire most would like to start some sort of extra income

producing project. The trouble is, not many of these people seem

able to fit "a second job" into their time schedules.

It's true that most people are busy, but extra time for some sort

of home-based extra income producing project can almost always be

found. It may mean giving up or changing a few of your favorite

pastimes--such as having a couple of beers with the guys or

watching TV--but if you score big with your extra income project,

you will have all the time you want for doing whatever you what

to do.

Efficient time management boils down to planning what you're

going to do, and then doing it without backtracking. Start by

making a list of the things you want to do tomorrow, each evening

before you go to bed. Schedule your trips to the store or

wherever to coincide with the other things you have to do, and

with your trips to or from work. Organize your trips to take care

of as many things as possible while you're out of the house.

take stock of the time you spend on the telephone---and eliminate

all that isn't necessary.

Whatever chores you have to do at home, set aside a specific time

to do them, and a specific amount of time to devote to them. For

instances, just one hour a day devoted to yard work would

probably make your property the envy of all your neighbors. Don't

try to do a week's work in one big flurry. Whether it's painting

your house, fixing leaky faucets, or mowing your lawn and

trimming your shrubs, do a part of it, or one particular job each

day, and you'll be amazed at your progress.

Take care of all your mail the day, you receive it. Don't let

those bills and letters pile up on you. If you're unable to pay a

bill immediately, file it in a special place that's visible, and

note on the envelope the date you intend to pay it. Answer your

letters the same day you get them.

Once you start listing and planning what to do, and then carry

out your plans, you'll find plenty of "extra time" for handling

virtually any kind of home-based income producing project. People

in general may not like routines or schedules, but without some

sort of plan as to what is supposed to be done, the world would

be mired in mass confusion. Laws, ordinances and regulations are

for the purpose of guiding people. We live according to an

accepted plan or way of life, and the better we can organize

ourselves, the more productive and happy we become.

The secret of all financially successful people is simply that

they are organized and do not waste time. Think about it. Review

your own activities, and then see if you can't find a couple of

extra hours in each day for more constructive accomplishments.

When you begin planning, and then when you really become involved

in an extra income producing endeavor, you should work it exactly

as you have organized your regular day-to-day activities---on a

time basis. Do what has to be done immediately. Don't try to get

done in a hour something that's realistically going to take a

week. Plan out on paper what you have to do--what you want to

do--and when you are going to do it. Then get right on each

project without procrastination.

Finally, and above all else, when you're organizing your time and

your business, be sure to set aside some time for relaxation. Be

sure to schedule time when you and your spouse can be together.

You must not involve yourself to an extent that you exclude other

people--particularly your loved ones--from your life.

Taking stock of the time you waste each day, and from there,

reorganizing your activities is what it's all about. It's a

matter of becoming more efficient in the use of your time. It's

really easy to do, and you will not only accomplish a lot more,

you will also find greater fulfillment in your life.

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